*Before you begin any of the following processes, our office recommends you print this page*
DIRECT STAFFORD LOANS:
Step 1- Visit www.studentloans.gov and SIGN IN using the student’s PIN number. This is the PIN used to sign the FAFSA.
Step 2- “Complete Entrance Counseling”
Step 3- “Complete a Master Promissory Note”
Select Loan Type: “Subsidized/Unsubsidized” for the Stafford Loan
Step 4- Wait 24 hours and call the NGU Financial Aid Office at 864-977-7056, 864-977-7057, or email us at email@example.com to discuss the amount of the loan you would like to borrow. You will not be contacted by our office regarding this information.
If a Parent PLUS loan is declined, freshmen and sophomores may borrow an additional $4000 unsubsidized Stafford Loan and juniors and seniors $5000.
Questions concerning the MPN should be directed to the Department of Education Customer Service Center--Phone: 1-800-557-7394
To view Stafford Loan Limits, Interest Rates, and other info please click here
DIRECT PLUS LOANS (PARENT LOANS):
Step 1- Student should file the FAFSA (www.fafsa.ed.gov)
Step 2- Parent should visit www.studentloans.gov & SIGN-IN using the parent’s PIN used to sign the FAFSA.
Click “Request a Direct PLUS Loan”
Select Loan Type: “Parent PLUS” and complete the four steps. A credit check will be completed during this process.
If the credit check is “declined” Please continue to Step 3 listed below
If a Parent PLUS loan is declined, freshmen and sophomores may borrow an additional $4000 unsubsidized Stafford Loan and junior and seniors $5000.
If the credit check is “accepted”
*If you are a previous Direct PLUS Loan Borrower, skip to step 3 below
Step 3- Wait 24 hours and have the parent who applied for the loan contact the NGU Financial Aid Office at 864-977-7056, 864-977-7057, or email us at firstname.lastname@example.org to discuss the amount of the loan and credit check status.
Questions Regarding the MPN should be directed to the Department of Education Customer Service Center--Phone: 1-800-557-7394
PRIVATE (ALTERNATIVE) LOANS:
North Greenville University does not have a preferred lender list. Listed below are lender websites (in alpha order) from which you may choose. These are lenders our students have borrowed from the past three years. You may review the information and apply for an alternative loan for the upcoming school year. There may be others on the Internet that you can find through your own research. Tip: Review their information and benefits before choosing the one that best meets your individual needs. Please contact the Financial Aid Office to discuss the amount of loan you should request.